https:\/\/www.sgk.gov.tr\/Istatistik\/Aylik\/42919466-593f-4600-937d-1f95c9e252e6\/<\/a>)<\/p>\nAs can be seen in the table, 76,971,881 people in Turkey are covered by the Social Security Institution (SSI), which is the sum of employees, pensioners and their dependents.<\/p>\n
(GHI premiums are deducted from workers' wages).<\/p>\n
The remaining 7,670,475 people (excluding the pension fund members) are those who are registered within the scope of the GHI but are not working in an insured job or cannot benefit from the GHI through their insured relatives.<\/p>\n
Of these, 5,665,857 people have their GHI premiums covered by the State. <\/strong><\/p>\nThe remaining 2,004,618 people are required to pay their own GHI premiums.<\/p>\n
On the other hand, with the CB decision, as of 1.12.2025, the GHI premium rate, which was being charged over % 3 of the gross minimum wage, was increased to % 6.<\/p>\n
\u201cBased on the new minimum wage, these people are required to pay their monthly GHI premiums of 1981 TL.<\/p>\n
However, with the CB Decisions published every year, those who owe more than 60 days of GSS premium debt can also benefit from treatment assistance.<\/p>\n
With the latest legal regulations, GHI premium debts from before 2016 have been canceled.<\/p>\n
Overview of SSI Budget Realizations<\/strong><\/p>\nThe figures for SSI's 10-year revenue\/expenditure realizations and budget balances for 2016-2025 are presented in the Table below.<\/p>\n
SSI 2016-2025 Revenue\/Expenditure Budget Realizations and Budget Balance (Billion TL)<\/strong><\/p>\n\n
\n\n\nS.<\/strong>
\nNo<\/strong><\/td>\n2016<\/strong><\/td>\n2017<\/strong><\/td>\n2018<\/strong><\/td>\n2019<\/strong><\/td>\n2020<\/strong><\/td>\n2021<\/strong><\/td>\n2022<\/strong><\/td>\n2023<\/strong><\/td>\n2024<\/strong><\/td>\n2025<\/strong><\/td>\n<\/tr>\n\nBudget Estimate<\/strong><\/td>\nJanuary\/<\/strong>
\nOctober<\/strong><\/td>\n<\/tr>\n\n 1-<\/strong><\/td>\nTOTAL REVENUES<\/strong>
\n(Premium \/ State Contribution \/ Supplementary Payment Transfer \/ Postpaid Payments \/ Other Revenues)<\/strong><\/td>\n255,8<\/td>\n | 288,3<\/td>\n | 369,2<\/td>\n | 464,6<\/td>\n | 472,6<\/td>\n | 633,2<\/strong><\/td>\n1..000<\/strong><\/td>\n2.192,9<\/strong><\/td>\n3.962,4<\/strong><\/td>\n| 5.182,7<\/td>\n | 4.494,5<\/td>\n<\/tr>\n | \n 2-<\/strong><\/td>\nTOTAL EXPENSES<\/strong><\/td>\n| 276,5<\/td>\n | 312,7<\/td>\n | 384,9<\/td>\n | 468,9<\/td>\n | 540<\/td>\n | 654,8<\/strong><\/td>\n1.030<\/strong><\/td>\n2.232,3<\/strong><\/td>\n3.972,8<\/strong><\/td>\n| 5.505,5<\/td>\n | 4.559,8<\/td>\n<\/tr>\n | \nA)-COMMERCIAL TRANSFERS <\/strong><\/td>\n<\/tr>\n\n-Payments for Invalidity \/ Old Age \/ Death Pension etc.<\/strong><\/td>\n| 201,4<\/td>\n | 229,1<\/td>\n | 290<\/td>\n | 354,1<\/td>\n | 396,4<\/td>\n | 467,2<\/td>\n | 736,2<\/td>\n | 1.655,4<\/td>\n | 2.950<\/td>\n | 4.099,4<\/td>\n | 3.445,5<\/td>\n<\/tr>\n | \n- Health Expenses<\/strong> (x) (GHI Expenses for treatment, medicine and health supplies<\/em>)<\/em><\/strong><\/td>\n| 68<\/td>\n | 77,6<\/td>\n | 91,5<\/td>\n | 110,7<\/td>\n | 135,7<\/td>\n | 177,2<\/td>\n | 283,2<\/td>\n | 553,1<\/td>\n | 980,8<\/td>\n | 1.343,7<\/td>\n | 1..074,3<\/td>\n<\/tr>\n | \nB)- OTHER EXPENSES (<\/strong>Management, Investment etc.)<\/em><\/td>\n| 7<\/td>\n | 6<\/td>\n | 3,3<\/td>\n | 4,1<\/td>\n | 7,9<\/td>\n | 9,8<\/td>\n | 11,6<\/td>\n | 23,7<\/td>\n | 41.8<\/td>\n | 62,4<\/td>\n | 40<\/td>\n<\/tr>\n | \n3<\/strong><\/td>\nINCOME-EXPENDITURE BALANCE<\/strong><\/td>\n| -20,6<\/td>\n | -24,4<\/td>\n | -15,7<\/td>\n | -4<\/td>\n | -67,4<\/td>\n | -21,6<\/td>\n | -39,7<\/td>\n | -39,3<\/td>\n | -10,3<\/td>\n | -332<\/td>\n | -65<\/td>\n<\/tr>\n | \n4<\/strong><\/td>\n BUDGET TRANSFERS <\/strong>(Deficit financing, State contribution, Supplementary Payment, Incentives, SSI Premiums of those unable to pay, etc.)<\/em><\/td>\n| 108<\/td>\n | 132,4<\/td>\n | 148,3<\/td>\n | 197<\/td>\n | 248,8<\/td>\n | 252<\/td>\n | 389<\/td>\n | 849,8<\/td>\n | 1.442,6<\/td>\n | 1.581,1<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n Reductions are rounded.<\/strong><\/p>\n Sources:<\/strong> SSI 2015-2024 Annual Reports, Court of Accounts SSI 2015-2024 Audit Reports. 2015-2026 Central Government Budget Justifications, SSI Monthly Statistical Information.<\/p>\n Notes <\/strong><\/p>\n(x) In addition to the expenditures from the SSI budget for health expenditures, the FMU also makes expenditures for Family Medicine and for people who are not covered by the GHI (MPs, etc.).<\/p>\n As can be seen from the table, the SSI budget has been in deficit for 10 years.<\/p>\n Revenues do not cover expenditures.<\/p>\n For example, according to realizations for 2024, SSI premium revenues could only cover % 74 of pensions\/health payments.<\/p>\n As of October 2025, the ratio of all employees to retirees (Active\/Passive) is 1.63. (One pensioner is financed by 1.63 employees.) It is known that this ratio has been on a downward trend since 2023.<\/p>\n Therefore, more funds should be transferred to the SSI each year from the transfer expenditures appropriation of the FMU.<\/p>\n These transfers, which are made to the SSI every year, are used to cover the deficits of the SSI, as well as invoiced payments, additional provisions, state contributions, additional payments to pensioners, premium incentives, and GHI premium debts of those unable to pay.<\/p>\n On the other hand, it is known that the share of total transfers to the SSI in GDP or FMU is high.<\/p>\n \u00d6rne\u011fin 2024 y\u0131l\u0131nda transfer edilmi\u015f 1,442 trilyon TL; o y\u0131la ait GSYH\u2019n\u0131n %3,2 sine ve MYB toplam giderlerinin %13,3\u2019 \u00fcne kar\u015f\u0131l\u0131k gelmektedir.<\/p>\n In 10 months of 2025, budget transfers amounted to TL 1,581 trillion.<\/p>\n This clearly shows that one of the biggest black holes in the central government budget is the SSI.<\/p>\n In this respect, the deteriorating actuarial balance of the Social Security Institution (SSI) needs to be rapidly corrected and unregistered employment needs to be combated.<\/p>\n For the reasons stated above, it is clear that it is not possible to make additional payments for pensioners within the SSI budget.<\/p>\n 2026 Central Government Budget Overview<\/strong><\/p>\nIncreases in pensions, especially for those with the lowest pensions, should be made by legal regulation, regardless of SSI premium income.<\/p>\n Such increases, which will be realized as a result of the legal regulation, are invoiced to the Treasury by the SSI.<\/p>\n Therefore, it is useful to consider the FMU's income\/expenditure and budget balance, as well as budgetary possibilities.<\/p>\n In this context, the main features\/structure of the MYB 2026 that should be known are summarized below.<\/p>\n -The budget is based on expenditures of 18.979 trillion TL and revenues of 16.266 trillion TL.<\/p>\n Revenues cover only % 85.7 percent of budget expenditures and are barely sufficient for non-interest expenditures.<\/p>\n Consequently, the original debt cannot be paid.<\/p>\n Therefore, the debt stock of the central government increased by % 48 in November\/2025 compared to the same month of the previous year and reached TL 13,325 trillion.<\/p>\n -While revenues collected from Corporate Tax, VAT on Imports, etc. have decreased, high rate increases in Income Tax, which is largely paid by wage earners, have been envisaged.<\/p>\n The burden of inflation is left on wage earners.<\/p>\n % 66.7 percent of tax revenues are indirect taxes, which are characterized as unfair.<\/p>\n -Interest expenses reached TL 2.7 trillion.<\/p>\n This amount is even more than the sum of all capital (investment) expenditures and purchases of goods and services that the Central Government foresees for 2026. According to another comparison, it is also more than half of the personnel expenses to be paid for the 4 million employees working under the central government.<\/p>\n -<\/strong>Despite all the negativities, by the end of 2026: Real growth is projected to be % 3.8, per capita income to reach USD 18,621, unemployment rate to fall to % 8.4, and CPI to be % 16.<\/p>\nIt is clear that there is no possibility to increase the expenditures without increasing the revenues of the FMU for 2026, and that the expenditures that will be realized above the savings that can be made in some items without increasing revenues will increase the net borrowing amounts (budget deficit) projected as TL 2.713 trillion.<\/p>\n Medium Term Program (2026-2028)<\/strong><\/p>\nIn the 2026 MTP, which forms the basis for the preparation of the MFF: In 2024, GDP was estimated to be TL 44.587 trillion; in 2025, it was estimated to be TL 62.179 trillion; and in 2026, it was targeted to reach TL 77.257 trillion.<\/p>\n In 2026, the ratios of GDP to FMU's revenue, expenditure and budget balance are presented below.<\/p>\n GDP\/expenditure ratio % 24.5,<\/p>\n GDP\/income ratio % 21,<\/p>\n GDP\/budget balance is programmed to be % -3.5.<\/p>\n For more transfer payments from the FMU to the SSI, the proportion of FMU revenues or net borrowing needs to be increased or expenditures need to be cut.<\/p>\n Conclusion<\/strong><\/p>\nThe need for a meaningful increase in the salaries of pensioners, who are finding it increasingly difficult to survive in the harsh economic conditions and high inflation environment in our country, is an inevitable, unavoidable, postponable \/ undeniable \/ undeniable fact.<\/p>\n For this reason, our pensioners should be given their rights in return for their contributions to the national economy and the premiums they have paid for many years, and their pensions should be improved rapidly.<\/p>\n Zorunluluk hali ve beklentiler de dikkate al\u0131narak iyile\u015ftirmeler emeklilerin t\u00fcm\u00fcne y\u00f6nelik olmal\u0131, ayl\u0131k art\u0131\u015flar\u0131 seyyanen yap\u0131lmal\u0131d\u0131r. Bu ba\u011flamda en d\u00fc\u015f\u00fck emekli ayl\u0131klar\u0131n\u0131 asgari \u00fccret seviyesine \u00e7\u0131karmak i\u00e7in %66 oran\u0131nda zam \u00f6ng\u00f6r\u00fcl\u00fcrken zaman\u0131nda daha y\u00fcksek prim \u00f6deyen emeklilere %12,19 zamm\u0131n yeterli bulunmas\u0131 \u015feklindeki, yakla\u015f\u0131k 5 milyon emekliyi kapsayan ve 11 milyon emeklinin tepkisine neden olacak olas\u0131 adaletsiz uygulamalardan\/tekliflerden ka\u00e7\u0131n\u0131lmal\u0131d\u0131r.<\/p>\n After identifying the needs, the resources for this need to be found\/demonstrated.<\/p>\n In this context, it is useful to investigate the situation of the country's economy, SSI and Central Government Budget possibilities and to propose realistic and permanent solutions in order to be able to fight effectively and get results in the process of retirees' rights.<\/p>\n Based on the official data explained under separate headings in the content of our article above, according to a calculation made, 16,168,530 pensioners' pensions will be made:<\/p>\n -TL 201.7 billion in one year for a TL 1,000 raise,<\/p>\n -5.000 \u201c \u201c 1,008 trillion TL,<\/p>\n -10,000. \u201c \u201c TL 2.017 trillion,<\/p>\n Appropriations will need to be transferred from the FMU (Treasury) to the SSI every year.<\/p>\n Considering the fact that a total of 2.667 trillion TL was paid by the SSI for all pensions in 2024 and that the MYB for 2026 was tied with a borrowing of 2.713, it is clear that it is impossible to meet these increases with budgetary means.<\/p>\n The means\/methods for seeking resources (borrowing\/saving\/new resources) are clear.<\/p>\n Gider b\u00fct\u00e7esinin %14,3 seviyesinde tahmin edilmi\u015f b\u00fct\u00e7e a\u00e7\u0131\u011f\u0131n\u0131n daha da art\u0131r\u0131lmas\u0131 y\u00f6ntemi \u00e7\u0131kar yol olmay\u0131p k\u0131sa vadeli bir \u00e7\u00f6z\u00fcmd\u00fcr.<\/p>\n Serious savings can be made in some expenditures. However, for this to be credible\/sincere, savings should start at the top, in this context by abolishing the pensions paid to MPs in addition to their salaries.<\/p>\n The most effective way to partially meet the expectations of retirees is to increase income taxes (especially corporate tax) and taxes on wealth. For this purpose, the necessary legal and administrative regulations (CBK) should be determined through a detailed study.<\/p>\n On the other hand, it should be avoided to accept the tax expenditure estimate, which expresses the exemptions and exemptions in the Corporate Tax, as a source. This is because the recognition of certain exemptions\/exceptions and deductions is inevitable due to the nature of the tax. As a matter of fact, the total tax expenditure for 2026 MYB is estimated at 3,597 trillion TL, most of which is the minimum wage deduction.\u201d says Mahmut Esen...<\/p>","protected":false},"excerpt":{"rendered":" In return for their contributions to the national economy and the premiums they have paid for many years, our pensioners should be given their rights and their pensions should be rapidly improved.<\/p>","protected":false},"author":22,"featured_media":283629,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[286],"tags":[289],"class_list":{"0":"post-283627","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-yazarlar","8":"tag-manset"},"_links":{"self":[{"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/posts\/283627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/comments?post=283627"}],"version-history":[{"count":7,"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/posts\/283627\/revisions"}],"predecessor-version":[{"id":283643,"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/posts\/283627\/revisions\/283643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/media\/283629"}],"wp:attachment":[{"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/media?parent=283627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/categories?post=283627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/halkweb.com.tr\/en\/wp-json\/wp\/v2\/tags?post=283627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}} | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |